Low income aur roz-marra zindagi ke barhte hue kharchon ki wajah se kuch log apna ghar banane ke qabil nahi hote. Is situation ko dekhte hue CM Punjab Maryam Nawaz ne aik program launch kiya hai jo logon ko apna ghar banane mein madad deta hai, jiska naam “Apni Zameen Apna Ghar Program” hai. Aik andazay ke mutabiq, Pakistan mein taqreeban 20 million log aisay hain jo shelter ke baghair zindagi guzar rahe hain.
CM Punjab ka maqsad hai ke har us shakhs ko ghar faraham kiya jaye jo kam income ki wajah se roz-marra zarooriyat poori karne mein mushkil ka samna kar raha hai. Apni Zameen Apna Ghar Program ke tehat, mustahiq afraad ko Punjab province mein 3 marla ka residential plot bilkul free diya jaye ga.
Is program ko Punjab Housing & Town Planning Agency manage kar rahi hai, jo Housing, Urban Development aur Public Health Engineering Department ki supervision mein kaam kar rahi hai. Aaiye, mere sath “Apni Zameen Apna Ghar Program” ke baray mein mazeed maloomat hasil karte hain, jaise ke eligibility criteria aur ghar ke liye apply karne ka tareeqa.
Punjab government ki aur housing schemes ke liye CM Punjab Himmat Card bhi check kar sakte hain.

Table of Content
Table of Contents
The Purpose of Maryam Nawaz 3 Marla Plot
Jab homelessness aur ghurbat ki baat aati hai to Pakistan, international research institutes ki released lists mein leading position par nazar aata hai. Lekin CM Punjab Maryam Nawaz Pakistan mein homelessness ko kam karna chahti hain; isi liye unhon ne low-income afraad ke liye aik khas program launch kiya hai.
Apni Zameen Apna Ghar Program ki details ke mutabiq, pehle phase mein 1,892 plots shamil hain. Experts ka kehna hai ke pehla phase aik initiative phase hai, isi wajah se is mein 2,000 se zyada ghar offer nahi kiye gaye.
Lekin pehle phase ki kamyabi ke baad, dosra phase zyada bara hoga aur Punjab ke mukhtalif aur mazeed areas mein bari abadi ko cover kare ga. 1,892 plots ko 19 districts ke andar 33 mukhtalif housing schemes ke tehat distribute kiya jaye ga.
Features of Programs Apni Zameen Apna Ghar Program
- Beghar aur maali tor par ghair-mustahkam afraad ko 3 marla (75.88 square metres) ka free plot diya jaye ga.
- Ghar sirf waqai mustahiq logon ko proper scrutiny ke baad allot kiye jayen ge.
- Plots sirf un afraad ko allocate kiye jayen ge jo Apni Zameen Apna Ghar Program ke eligibility criteria par poora utarte hon ge.
- Plots se mutaliq tamam paperwork Government of Punjab ki supervision mein complete ki jaye gi.
Eligibility Criteria for Apni Zameen Apna Ghar Program
Jab kisi assistance program ka elan hota hai to aksar log eligibility criteria ko analyze kiye baghair apply kar dete hain. Aur jab un ki application reject ho jati hai to woh supervisory body par favouritism ka ilzam laga dete hain aur protest shuru kar dete hain.
Aisi activities mein parhne ke bajaye, aap ko chahiye ke Apni Zameen Apna Ghar Program ka eligibility criteria pehle achi tarah check karein. Yeh program sirf waqai mustahiq logon ki madad ke liye design kiya gaya hai, isi liye is ka eligibility criteria thora sakht rakha gaya hai.
- Applicant ka Punjab province ka permanent citizen hona zaroori hai.
- Applicant Punjab province ka resident hona chahiye.
- Applicant ke paas Punjab province ka valid CNIC hona chahiye.
- Applicant ka ta’aluq un 19 districts mein se kisi aik se hona chahiye jo Apni Zameen Apna Ghar Program ka hissa hain.
- Applicant aur us ke family members (jaise spouse aur dependent bachay) ke naam par Pakistan mein koi bhi plot ya ghar nahi hona chahiye.
- Applicant ka criminal record clean hona chahiye.
- Applicant kisi bhi bank ya financial institution ka defaulter nahi hona chahiye.
- Application form fill karte waqt original documents aur authentic information provide karna lazmi hai; ghalat ya jhooti maloomat dene ki surat mein disqualification ho sakti hai.
List of Districts in Phase 1 for Apni Zameen Apna Ghar Program
Before you advance to apply, you should ensure that you belong to one of these districts.
| District | No. of Plots | Scheme Name(s) |
| Jhelum | 730 | ADS-IV & ADS-I |
| Kasur | 388 | ADS Pattoki |
| Faisalabad | 257 | ADS Mamukanjan |
| Lodhran | 218 | ADS Lodhran |
| Okara | 130 | ADS Renala Khurd II & ADS Okara |
| Layyah | 55 | 03-Marla Housing Scheme (Extension) |
| Bhakkar | 52 | 03-Marla Housing Scheme & ADS-II-Bhakkar |
| Sahiwal | 33 | 03-Marla Housing Scheme |
| Sargodha | 25 | 3-M Sillan Wali |
| Khushab | 24 | 03-Marla Housing Scheme Jauharabad |
| Bahawalnagar | 20 | ADS Bahawalnagar |
| Mandi Baha-ud-Din | 17 | ADS-Mandi Baha-ud-Din |
| Rajanpur | 15 | ADS Rajanpur |
| Attock | 11 | ADS Hazro |
| Gujrat | 8 | 03-Marla H.S. |
| Bahawalpur | 7 | ADS-I (Extension) & ADS-I (Existing) |
| Vehari | 4 | 03-Marla Vehari |
| Jhang | 4 | ADS Jhang |
| Chiniot | 2 | ADS Chiniot |
Why Some Districts Have More Plots Compared to Others?
Aksariyat log yeh behas karte hain ke kuch districts ko doosron ke muqable mein zyada plots assign kiye gaye hain, aur yeh sab favouritism ki wajah se hai. Darasal, plots ki allocation district ki population ke hisaab se ki jati hai.
Agar kisi district ki population doosre districts ke muqable mein zyada ho, to wahan beghar afraad ki tadaad bhi zyada hoti hai. Isi liye aisay districts ko ghar banane ke liye zyada plots mil sakte hain.
Documents Required for Apni Zameen Apna Ghar Program
Eligibility criteria dekhne ke baad, aap ko apply karne ke liye required documents collect kar lene chahiye. Yeh ensure karein ke tamam documents authentic aur relevant authorities se certified hon. Documents upload karne se pehle expiry date check karna na bhoolen.
Yeh hai Apni Zameen Apna Ghar Program ke liye required documents ki list:
- Applicant ko valid CNIC provide karna zaroori hai.
- Applicant ko 2 se 4 recent passport-size photos clear background ke saath submit karni hongi.
- Applicant ko monthly salary ya income ka proof, jaise payslips, dena hoga.
- Applicant ko Family Registration Certificate (FRC) issued by NADRA provide karna hoga taake family details confirm ki ja sakein.
- Applicant ko residency ka proof dene ke liye utility bill submit karna hoga.
- Applicant ko rent agreement ya property ownership ka proof provide karna hoga.
- Applicant ko last 6 months ka bank statement submit karna hoga.
- Applicant ko marriage certificate ya spouse ka CNIC verification ke liye dena hoga.
- Applicant ko affidavit of no property ownership submit karna hoga.
How to Apply for the Apni Zameen Apna Ghar Program?
Apni Zameen Apna Ghar Program ke liye apply karna thoda challenging ho sakta hai, lekin maine poore application process ko short aur simple steps mein divide kar diya hai. Pehle ensure karein ke aap eligibility criteria par poora utarte hain, phir application ke liye required documents collect karein. Neeche diye gaye step-by-step guide ko follow karein taake aap Apni Zameen Apna Ghar Program ke liye successfully apply kar saken.
Step by Step Guide
Step 1

Apni Zameen Apna Ghar Program ke liye apply karne ke liye aap ko internet connection ki zaroorat hogi. Neeche diye gaye link ke zariye official website par visit karein.
Agar aap cell phone se apply kar rahe hain, to page open hone ke baad three dots button par tap karein, phir “Desktop Size” par click karein. Is se page orientation change ho jayegi, jo aapke liye application process ko asaan bana dega.
Step 2

Jab page open ho jaye, to aap ko kai options nazar aayenge. Scroll down karein aur phir “Apply Now” par tap karein. Yeh aap ko login page par le jayega. Apne credentials use karke login karein. Agar aap ke paas account nahi hai, to “Register Now” button par click karein.
Registration Steps:
- CNIC pehli bar mein enter karein.
- Doosri empty bar mein apna naam add karein, aur teesri bar mein email provide karein.
- List mein se apni telecom company/network select karein, aur phir active phone number paanchvi bar mein enter karein.
- Ek strong aur yaad rehne wala password select karein, aur usay doosri baar confirm karne ke liye saatvi bar mein re-enter karein.
- Check karein ke tamam information 100% accurate hai, phir “Register Button” par tap karein.
Step 3

Jab portal par tamam information provide kar di jaye, to system aap ki identity verify karta hai. Aap ko provided email address par aik email milegi.
Email open karein aur verify karein. Us ke baad aap login kar paenge.Login karne ke liye email address aur password provide karein.
Step 4

Jab aap successfully login kar lein, to pehle instructions ko dhyan se read karein, phir scroll down karke “Acknowledge and Proceed” par click karein.
Aap ko 4 se 5 questions nazar aayenge jo individual ki eligibility ke baare mein honge. Inhe dhyan se read karein aur phir apne responses mark karein.
Step 5

Ek naya page open hoga jisme application form hoga.
Form mein general information provide karein, jaise:
- Naam
- Address
- Gender
- CNIC
- Father’s ya Husband’s Name
- Current Division
- District
- Tehsil
Jab aap general information complete kar lein, to “Next” button par tap karein.
Step 6


Dusra page open hoga, jisme income details se related questions honge.
- Apna occupation select karein.
- Phir property ownership status select karein.
- Monthly income range enter karein, aur phir source of income select karein.
Agar aap “Unemployment” select karte hain, to income range section appear nahi hoga aur aap seedha “Next” tap karke agle page par ja sakte hain.
Step 7

Agla section family details ke liye hai.
- Apne family members ki tadaad enter karein.
- Phir dependents ki tadaad enter karein.
- Combined family income bhi provide karein.
Us ke baad “Next” button par tap karein.
Ensure karein ke combined income 100% accurate ho.
Step 8

Ab waqt hai housing details provide karne ka, jaise ke aap rented house mein rehte hain.
- Housing ke details provide karein.
- Phir rent PKR mein enter karein.
- Agar aap loan lena chahte hain, to select karein aur required loan ka amount enter karein.
Details submit karne ke liye “Next” par click karein.
Step 9

Form complete karne ke liye ab sirf relevant documents upload karna baaqi hai.
- Har document ko select karein aur relevant section mein upload karein.
- Jab ek document upload ho jaye, to next step par move karein taake agla document upload kar sakein.
- Jab tamam documents upload ho jayein, to “Next” par tap karein, aur aap last page par pohanch jayenge.
Step 10

Aap ne information provide kar di hai aur documents upload bhi kar diye hain.
Final page ka kaam hai ke aap provided information review karein aur e-signatures den.
- Ensure karein ke tamam information accurate ho.
- Date of submission provide karein.
- Phir details submit karein. ✅
TORs of Plot Allotment
Hukumat ka maqsad hai ke beghar aur financially struggling logon ki madad ki ja sake. Yeh zaroori hai ke aap Apni Zameen Apna Ghar Program ke rules aur regulations ko follow karein.
Terms & Conditions of Apni Zameen Apna Ghar Program:
- Construction Timeline: Agar application hukumat ki taraf se approve ho jaye, to aap ko possession ke 6 months ke andar construction start karna hoga.
- No Transfer & Sale: Aap plot ownership kisi aur ko transfer nahi kar sakte, na hi sell ya lease kar sakte hain 5 saal tak; warna plot allotment cancel ho jayega.
- Residential Use Only: Ghar ko commercial purposes ke liye use nahi kar sakte. Ghar sirf owner aur uske family ke liye use hoga.
- Inspections: PHATA kabhi bhi ghar construction inspect kar sakta hai. Owner ko construction 2 saal ke andar complete karna hoga.
Note: Agar enrolled shakhs ne unauthentic information provide ki, ya ghar timeline ke andar nahi bana, to allotment cancel ho sakta hai.
The Application Approval Procedure
Log samajhte hain ke saari schemes aur programs hukumat ki negligence ki wajah se delay hoti hain. Lekin CM Punjab ne aik dedicated team of experts hire ki hai jo ensure kar rahi hai ke Apni Zameen Apna Ghar Program expected progress ke mutabiq chale.
Allotment Procedure ka Process:
- Application Submission: Aapko application portal ke zariye submit karni hogi, aur method upar explain ki gayi steps ke mutabiq follow karni hogi.
- Document Scrutiny: Jab information receive ho jaye, to Government of Punjab documents aur provided details ki authenticity check karegi.
- Computerized Ballot: Eligible aur non-eligible individuals ki applications alag karne ke baad, supervisory department ek fair computerized ballot conduct karegi.
- Plot Allotment: Nominated logon ko district aur TORs ke mutabiq plots allot kiye jate hain.
How to check the status of your Application?
Jab aap ne Apni Zameen Apna Ghar Program ke liye apply kar diya, to aapko apni application ka status waqt-be-waqt check karna chahiye. Is ka maqsad yeh check karna hai ke application approve hui ya nahi.
Agar hukumat ko additional information chahiye ho, to aapko yeh status section mein nazar aa jayegi.
Step-by-Step Guide to Check Status:
Step 1: Official website of Apni Zameen Apna Ghar Program par visit karein.
Step 2: Apne email address aur password use karke account mein login karein.
Step 3: Login karte hi Dashboard option par tap karein jo left side par located hai.
Step 4: Aapki application status visible hogi, jaise pending, in progress, ya approved.
What to Do If You Face Any Issue?
Agar aap website se related koi problem face kar rahe hain, jaise portal login nahi ho raha, ya services unavailable lag rahi hain, to aapko helpline se contact karna chahiye.
Aap Apni Zameen Apna Ghar Program ki team se email ke zariye bhi communicate kar sakte hain.
Help Line: 0800-09100 ✅
How Can Apni Zameen Apna Ghar Affect People?
Future mein Program mein kai improvements kiye jayenge jab phase 1 complete ho jayega.
- Pehla plan hai ke 2000 se zyada families ko facilitate kiya jaye.
- Doosra, small districts mein plots ki tadaad increase ki jayegi.
Simple lafzon mein, hum kai changes dekhenge jo beghar logon ki current conditions par directly impact dalenge.
Low-income log apna ghar rising expenses ki wajah se nahi bana sakte. Lekin Apni Zameen Apna Ghar Program ki madad se hazaron log apne ghar bana sakenge.
Punjab hukumat ki instructions follow karein taake aap apna plot secure kar saken. Ab waqt hai apply karne ka: details dekhein, documents collect karein, aur phir plot ke liye apply karein. ✅
Conclusion
Mulq mein hazaron beghar log hain jo financial crisis ka samna kar rahe hain aur apni families ke liye shelter provide nahi kar pa rahe. Aisi conditions mein Apni Zameen Apna Ghar Program ek roshni ki kiran hai jo mahrum families ko apna ghar banane mein madad dega.
Agar aap Apni Zameen Apna Ghar Program ke liye apply kar rahe hain, to aap interest-free loan program, Apni Chhat Apna Ghar, ke liye bhi apply kar sakte hain.
Is tarah, jab aapki application approve ho jaye, to aapko kafi amount ka loan milega jo aapko 2 saal ke andar ghar banane mein madad karega.
Tamam applicants ko Apni Zameen Apna Ghar Program ke rules follow karne ki salahiyat di jati hai; warna unki applications cancel ho sakti hain.
Eligibility criteria dekhein, tamam required documents collect karein, aur step-by-step guide follow karke apply karein.
FAQ’s
What is the Apni Zameen Apna Ghar Program?
Apni Zameen Apna Ghar Program Punjab hukumat ka initiative hai jo beghar aur low-income families ko free 3 marla residential plot provide karta hai taake wo apna ghar bana saken.
Who is eligible to apply for the program?
Sirf wo applicants eligible hain jo Punjab ke permanent residents hain, unke family members ka Pakistan mein koi ghar ya plot nahi, unka CNIC valid hai, clean criminal record hai aur wo bank defaulter nahi hain.
What documents are required to apply?
Documents mein shamil hain: valid CNIC, passport size photos, payslips/income proof, Family Registration Certificate (FRC), utility bill, rent agreement ya property proof, bank statement 6 months ka, spouse ka CNIC ya marriage certificate, aur affidavit of no property ownership.
How can I apply for the program?
Aapko official portal par visit karna hoga, account create/register karna hoga, step-by-step application form fill karna hoga aur phir required documents upload karke submit karna hoga.
Can I get a loan with the program?
Ji haan, aap Apni Chhat Apna Ghar ka interest-free loan bhi apply kar sakte hain jo aapko 2 saal ke andar ghar banane mein madad karega.
How is the plot allotment done?
Government documents verify karti hai, eligible aur non-eligible applications separate karti hai, phir computerized ballot ke zariye fair allotment hota hai aur district aur TORs ke mutabiq plots allot kiye jate hain.
How can I check the status of my application?
Aap official website par login karein, Dashboard open karein aur wahan aapki application status pending, in progress, ya approved nazar aayegi.
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