Asan Karobar Card

Asan Karobar Card Punjab government ka ek revolutionary program hai jo small business owners, shopkeepers, artisans, aur young entrepreneurs ko interest-free loans provide karta hai. Is program ko Chief Minister Maryam Nawaz Sharif ne launch kiya hai .

Is scheme ka official portal hai: akc.punjab.gov.pk . Punjab government ne is program ke liye Rs. 48 billion ka budget allocate kiya hai .

Is scheme ke benefits:

• Interest-free loans up to PKR 1 million (10 lakh)

• Loan duration: 3 years total

• Revolving credit facility available for first 12 months

• 3 months grace period before repayments start

• 25% cash withdrawal allowed for business needs

• No collateral required for small loans

• Digital application process

• Life assurance coverage for approved borrowers

Loan Categories:

• Tier-1: Up to PKR 5 million with personal guarantee

• Tier-2: PKR 6-30 million with collateral

• Asaan Karobar Card: Up to PKR 1 million interest-free

Eligibility Criteria:

• Punjab ka permanent resident hona chahiye

• Age 21 se 57 years ke darmiyan ho

• Valid CNIC hona chahiye

• Active mobile number apne naam par registered ho

• Existing business ho ya business plan ho

• Clean credit history honi chahiye

• Only one application per person allowed

Application Process:

• Official portal akc.punjab.gov.pk par jayein

• Register with CNIC aur mobile number

• Application form fill karein

• Rs. 500 processing fee pay karein

• Documents upload karein

• Digital verification ke baad card issue hota hai

Key Statistics:

• Rs. 84 billion total allocation for business finance initiative

• Rs. 48 billion specifically for Asaan Karobar Card

• 10 million families benefiting from broader Asaan Card program

Helpline: 1786

Scheme ke baare mein mukammal details ke liye ye post zaroor read karein:

👉 Asan Karobar Card – Complete Guide