BISP Kafalat

BISP Kafalat Program Benazir Income Support Programme ka sab se bara aur flagship program hai. Ye program deserving women ko quarterly cash transfer provide karta hai taake wo apne gharane ke basic expenses jaise khana, ilaaj, aur bachon ki taleem ko behtar tareeqay se manage kar sakain .

BISP Kafalat program 2008 mein launch kiya gaya tha. Tab se ye Pakistan ka sab se bara cash transfer program ban chuka hai . Is program ka short-term goal poor families ko inflation aur food crisis se bachana hai. Long-term goal extreme poverty ko khatam karna aur women ko empowered banana hai .

Quarterly Stipend Amount:

Current quarter mein BISP Kafalat beneficiaries ko Rs. 14,500 diye ja rahe hain. February 2026 mein Chairperson Senator Rubina Khalid ne announcement ki ke stipend Rs. 13,500 se barhakar Rs. 14,500 kar diya gaya hai. Ye Ramzan se pehle beneficiaries ke liye “Ramzan gift” hai .

January 2027 se ye stipend aur barhakar Rs. 19,500 kar diya jayega. Federal government ne Rs. 5,000 ka increase approve kiya hai jo 10.2 million beneficiaries ko benefit karega .

Eligibility Criteria:

BISP Kafalat program ke liye eligibility NSER (National Socio-Economic Registry) survey ke through determine hoti hai. Poverty Means Test (PMT) score is ka main criterion hai. Current PMT score limit 37 hai .

Eligibility requirements:

Valid CNIC hona chahiye jo NADRA se verified ho

Koi family member government employee nahi hona chahiye

Kisi bhi family member ke paas zameen, property, ya valuable assets nahi hone chahiye

Koi bhi family member abroad travel nahi kiya ho

PMT score 37 ya us se kam hona chahiye

Women-led households ko priority di jati hai, khaas tor par widows, separated women, aur disabled spouses wali women .

Beneficiary Statistics:

10 million families is program se financial support le rahi hain

10 million bank accounts women beneficiaries ke liye kholay gaye hain

9.3 million families currently BISP mein registered hain

Payment Collection Methods: