Parwaaz card
Table of Content
Table of Contents
Parwaaz Card – A Complete Guide for Overseas Employment in Punjab
Dear Parwaaz Card is a government-backed initiative introduced by the Government of Punjab to support individuals who want to work abroad but face financial barriers. This program focuses on helping people cover essential pre-departure expenses through a completely interest-free loan, allowing them to move forward with confidence and dignity.
Unlike traditional loan schemes, the Parwaaz Card is built on a fully digital and transparent system, ensuring that applicants, job seekers, and Overseas Employment Promoters (OEPs) all operate within a secure and legally compliant environment.
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Why Choose Parwaaz Card?
The Parwaaz Card has been designed with one clear goal: remove financial pressure so individuals can focus on building a successful overseas career.
Interest-Free Financial Support
The loan provided under the Parwaaz Card is Qarz-e-Hasna, meaning there is no interest or markup. Applicants repay only the exact amount they receive.
Covers All Pre-Departure Costs
The scheme supports major expenses required before traveling abroad, including medical tests, visa processing, protectorate fees, air tickets, skill verification, and approved OEP charges.
Fully Digital Journey
From registration to application tracking, the entire process is online. Applicants can submit documents, track progress, and receive updates without unnecessary delays.
Inclusive Access
The Parwaaz Card is open to unskilled, semi-skilled, and skilled workers, provided they have a valid overseas job offer.
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Who Can Use Parwaaz Card?
The Parwaaz Card supports different stakeholders involved in overseas employment.
For Job Holders
Individuals who already have a confirmed overseas job offer can apply for an interest-free loan to manage all required pre-departure expenses.
For Job Seekers
Those who are actively searching for overseas employment can register as job seekers and access verified job opportunities from licensed OEPs.
For OEPs (Partners)
Licensed Overseas Employment Promoters can register on the portal to connect with verified candidates and facilitate ethical, transparent recruitment.
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Eligibility Criteria for Parwaaz Card
To qualify for the Parwaaz Card, applicants must meet the following conditions:
- Must be 18 years or older
- Must possess a valid CNIC
- Must be a permanent resident of Punjab
- Must have a valid overseas job offer letter
All submitted information is verified through official government databases. Any false or misleading details result in immediate disqualification.
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What documents are needed to submit an application for Parwaaz Card
- Applicants must provide the following documents:
- CNIC (front and back)
- Complete passport copy
- Overseas job offer letter
- Police character certificate
- Medical certificate
- Skill or trade certificate
- Passoort Size Picture
- Educational Certificate
- Signature on White Paper
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Who Parwaaz Is For
Job Holders
This category includes individuals who already have overseas employment confirmation.
Benefits include:
- Interest-free loan for pre-departure costs
- Coverage of visa, medical, travel, and OEP fees
- Access to pre-departure training support
Job Seekers
Individuals who want to work abroad but do not yet have a job offer.
Benefits include:
- Access to verified overseas job demands
- Connection with licensed OEPs
- Smooth transition to loan eligibility after job confirmation
OEPs
Licensed recruiters facilitating overseas employment.
Benefits include:
- Access to verified and motivated candidates
- Transparent hiring process
- Compliance with government regulations
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Expenses Covered Under the Parwaaz Card
The loan can be used strictly for approved pre-departure expenses, including:
- Medical tests
- Visa and protectorate fees
- Air tickets
- Skill or trade testing (if required)
- Approved OEP facilitation charges
- Overseas employment-related expenses supported by receipts
Step-by-Step Application Process
Step 1: Registration
Applicants must register on the official Parwaaz portal as a Job Seeker or Job Holder. OEPs register separately through the OEP portal.
Step 2: Profile Completion
Applicants enter personal details, CNIC information, and job-related data accurately.
Step 3: Document Upload
Required documents such as CNIC, passport, job offer letter, medical certificate, and skill certificate (if applicable) are uploaded.
Step 4: Verification
All documents are verified through government systems. Verification typically completes within 7–10 working days.
Step 5: Loan Approval & Disbursement
Once approved, funds are released according to the defined structure.
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Loan Disbursement Method
The approved loan is not given entirely in cash:
- 20% is released in cash initially
- Remaining 80% is released later
- 20% in cash
- 60% through PoS/card swipe for air tickets and OEP charges
This ensures transparency and prevents misuse of funds.
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Do’s and Don’ts for Applicants
Do’s
- Provide accurate and complete information
- Upload genuine documents only
- Respond promptly to employer or OEP communication
- Report suspicious offers to PSDF
- Follow application timelines
Don’ts
- Do not submit fake or forged documents
- Do not pay unauthorized fees
- Do not share login credentials
- Do not apply for jobs you are not eligible for
- Do not misuse the portal
Penalties & Consequences
For Job Seekers & Job Holders
- Application rejection
- Portal blacklisting
- Legal action
- Permanent ban for fraud or duplicate profiles
For OEPs
- Immediate account suspension
- Blacklisting from government programs
- Reporting to BEOE/FIA
- Financial penalties and legal proceedings
Why Should OEPs Register with Parwaaz?
- Faster worker deployment (up to 60% quicker)
- Access to verified candidates
- Government-supported training programs
- PKR 75,000 + tax facilitation fee handled digitally
Contact & Support
Applicants can reach out through official support channels for guidance and assistance.
Official Websiite for Apply – Apply Now
FAQs
What does the Parwaaz Card offer?
The Parwaaz Card is an interest-free financial facility provided by the Government of Punjab. It helps people who have secured overseas employment by covering essential pre-departure costs such as medical examinations, visa processing, air travel, skill assessments (if required), and other related procedures.
Who is eligible to apply for the Parwaaz Card?
Anyone aged 18 years or above, holding a valid CNIC, permanently residing in Punjab, and possessing a confirmed overseas job offer letter can apply for the Parwaaz Card.
When will applications for the Parwaaz Card begin?
The official Parwaaz Card portal will start accepting applications from 28 January 2026.
What is meant by a Job Offer Letter?
A job offer letter is a formal document issued by an international employer. It confirms employment details such as the job position, salary, contract duration, and the country where the job is based.
Which expenses are included under the Parwaaz Card loan?
The loan covers approved pre-departure expenses, including medical tests, visa and protectorate fees, airfare, skill or trade testing (if applicable), authorized OEP charges, and other necessary costs supported by valid receipts.
What documents are needed to submit an application?
Applicants must provide the following documents:
CNIC (front and back)
Complete passport copy
Overseas job offer letter
Police character certificate
Medical certificate
Skill or trade certificate
Passoort Size Picture
Educational Certificate
Signature on White Paper
Can I register using a mobile number that is not mine?
No. The mobile number used for registration must be registered in the applicant’s own name to ensure verification and secure communication.
Is the Parwaaz Card loan completely interest-free?
Yes. The Parwaaz Card loan is 100% interest-free, and applicants are only required to repay the actual amount they receive.
Will the entire loan amount be paid in cash?
No. Initially, 20% of the loan amount is released in cash. The remaining 80% is provided later, with 20% in cash and 60% paid through PoS/card swipe for expenses such as airfare and approved OEP facilitation charges.
Is a co-borrower necessary for the Parwaaz Card loan?
Yes. Having a co-borrower is mandatory for the loan application process.
How much time does the application process usually take?
After successful verification of documents, applications are generally processed within 7 to 10 working days.
Final Words
The Parwaaz Card is a powerful step toward ethical and accessible overseas employment for the people of Punjab. By removing financial hurdles and ensuring transparency, this initiative enables individuals to pursue international careers with confidence and security. Applicants are advised to follow official procedures carefully and avoid unauthorized agents.
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