Apna Kamao- Apna Khao – CM Punjab Asaan Karobar Finance & Card Scheme 2025
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Chief Minister Maryam Nawaz Sharif ki leadership mein Punjab Government ne ek behtareen initiative launch kiya hai — jiska naam hai Asaan Karobar Finance aur Asaan Karobar Card Scheme… Is scheme ka aim hai ke har youth apna chhota business start kare aur “Apna kamao, apna khao” ka mission mukammal ho…

Taza Taraqqi (Recent Achievements)
CM Punjab ke special meeting mein kuch bohat hi aham updates share ki gayi:
- Sirf 3 months mein 107,000 se zyada logon ko Rs… 61 billion ke qarz mil gaye…
- 57,913 naye karobar shuru huay — 90 din ke andar record!
- Rs… 23…91 billion ka loan sirf naye karobar ke liye issue hua…
- 6,753 khawateen ne Rs… 3…42 billion ka loan hasil kiya…
Also Read: The Benazir Income Support Program (BISP 8171) Pakistan ka sab se bara welfare program hai jo ghareeb aur mustahiq logon ko financial madad deta hai
2 Main Schemes: Finance + Card
1… Asaan Karobar Finance Scheme
Small businesses ke liye loan diya jata hai:
- 3,010 afraad ko Rs… 18 billion ke loan mil chuke hain…
- 74,579 applications receive huin, 2,505 approve hui…
- 12,029 Tier-II applications mein se 505 approve ho chuki hain…
2… Asaan Karobar Card Scheme
Ye card loan holders ka ek digital identity tool hai:
- 1,380,838 applications receive hui…
- 104,133 applicants ko Rs… 43 billion ka qarz mil chuka hai…
Also Read: If you’re planning to apply for the Apni Zameen Apna Ghar scheme, here’s a complete step-by-step guide to help you through the process:
Women Empowerment
Punjab ki history mein pehli dafa:
- 6,753 khawateen ko business loans mile…
- Total loan: Rs… 3.42 billion
Ye step women empowerment ki taraf ek solid qadam hai…
Kis Kis Business Ko Loan Mila?
Scheme mein multiple business sectors ko support kiya gaya:
- Transportation: 1,312 logon ne Rs… 3.91 billion hasil kiya…
- Trading & Distribution: 175 logon ne Rs… 3.94 billion hasil kiya…
Meeting Ki Highlights
- CM ne application process fast karne ka hukam diya…
- Asaan Karobar Card ab WhatsApp ke zariye activate kiya ja sakta hai…
- Export aur manufacturing ke liye bhi loan plan tayar karne ka hukam…
- CM ka kehna: “Yeh program kisi surat rukna nahi chahiye!”
Leadership & Progress
- Sara Umar (MD PSIC) ne scheme ki progress par tafseeli briefing di…
- Tourism department bhi internships aur employment ko support kar raha hai…
Aakhri Baat
CM Punjab Asaan Karobar Scheme sirf ek qarz ka program nahi — yeh Pakistan ke youth ko self-reliant banane ka mission hai… Aap bhi agar business ka plan rakhte hain, to yeh sahi waqt hai apply karne ka…
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CM Punjab Asaan Karobar Finance & Card Scheme 2025
The Government of Punjab under the visionary leadership of Chief Minister Maryam Nawaz Sharif has taken a revolutionary step to empower small entrepreneurs and unemployed youth through the Asaan Karobar Finance and Asaan Karobar Card programs… The motto “اپنا کماؤ، اپنا کھاؤ” truly reflects the government’s goal to build an economically independent Punjab…
✅ Recent Achievements at a Glance
In a recent high-level meeting chaired by CM Maryam Nawaz:
- In just 3 months, over 107,000 individuals received loans worth Rs… 61 billion…
- A record 57,913 new businesses were launched across Punjab…
- Loans of Rs… 23…91 billion were issued for starting new businesses…
- 6,753 women received Rs… 3…42 billion in loans to launch and grow their own businesses…
These numbers highlight the scheme’s growing success and massive impact on self-employment and small-scale entrepreneurship in the province…
Also Read: Chief Minister’s Magnificent Punjab Tourism Internship Program 2025 ek zabardast paid internship hai jo Tourism, Archaeology & Museums Department Punjab ne start ki hai… Iska maqsad hai Punjab ke parhay likhay nojawano ko real-world experience, skills training, aur practical kaam ka moka dena…
💼 Two Major Schemes: Asaan Karobar Finance & Asaan Karobar Card
1… Asaan Karobar Finance Scheme
This scheme provides business loans to individuals to start or expand small businesses… The latest stats:
- 3,010 people got loans worth Rs… 18 billion under this scheme…
- 74,579 applications were received; 2,505 loans approved…
- 12,029 Tier-II applications submitted; 505 got loans…
2… Asaan Karobar Card Scheme
This card works like a digital identity and access tool for loan holders…
- 1,380,838 applications received
- 104,133 applicants got loans worth Rs… 43 billion
👩💼 Empowering Women through Business Loans
For the first time, Punjab witnessed:
- 6753 women entrepreneurs receiving loans
- Total loan disbursement to women: Rs… 3.42 billion
This is a huge step towards women’s financial independence and participation in the economic mainstream…
🚍 Business Categories Getting Loans
The scheme supports multiple business sectors… Some key figures:
- Transportation Businesses: 1,312 individuals received Rs. 3.91 billion
- Trading & Distribution: 175 individuals received Rs… 3.94 billion
This shows how diverse businesses are benefiting from the program…
📲 Major Updates from the Recent Meeting
- CM Maryam Nawaz has ordered fast processing of applications…
- The Asaan Karobar Card can now be activated via WhatsApp – a game-changing convenience!
- The CM has requested a detailed plan for export and manufacturing sector loans…
- She firmly stated that this program must not stop at any cost…
🧾 Program Implementation & Leadership
- Sara Umar (MD PSIC) gave a detailed briefing on the scheme’s progress…
- The Tourism, Archaeology & Museums Department is supporting the initiative through internship and tourism engagement…
Also Read: Benazir Taleemi Wazaif ek Conditional Cash Transfer Program hai jo Benazir Income Support Program (BISP) ke taht shuru kiya gaya hai… Iska maqsad un bachon ki taleem mein maali madad karna hai jo active BISP Kafalat beneficiaries ke bachay hain
📌 Final Words
The Asaan Karobar Finance & Card Scheme by the Punjab Government is not just a loan program—it’s a mission to make youth job creators instead of job seekers… With fast loan processing, digital access, and special focus on women and multiple sectors, this scheme is setting new records of economic empowerment in Pakistan…
Also Read: The Punjab Government has taken a commendable step toward inclusivity and social support by launching the Himmat Card Initiative
FAQs – Asaan Karobar Finance & Card Scheme 2025
CM Punjab Asaan Karobar Scheme kya hai?
Yeh ek loan program hai jo Punjab ke youth ko apna business shuru karne ke liye qarz deta hai…
Kya yeh program sirf Punjab ke logon ke liye hai?
Ji haan, sirf Punjab domicile holders apply kar sakte hain…
Loan kitna mil sakta hai?
Loan amount business type aur tier ke mutabiq hota hai, jo crore tak ja sakta hai…
Women ko special facility milti hai?
Ji haan, pehli dafa 6,753 women ko Rs… 3…42 billion ka loan diya gaya…
Application kahan se submit karni hai?
Asaan Karobar Card ya Finance scheme ke official portal par…
WhatsApp se card activate kaise hota hai?
New update ke mutabiq, aap card activation process WhatsApp ke zariye bhi complete kar sakte hain…
Loan approve hone mein kitna time lagta hai?
Application verification ke baad kuch hafton mein approval mil sakti hai…
Kya yeh scheme har business category ke liye hai?
Ji haan, transportation, trading, services aur other sectors ke liye hai…
Kya graduate hona zaroori hai?
Basic education aur skill hona chahiye; qualification depends on loan tier
Kya ye qarz returnable hai?
Ji haan, yeh loan hai — isay specified time mein wapas karna hota hai…
Kya card holders ko alag se benefits milte hain?
Card holders ko multiple facilities milti hain jese digital verification aur priority support…
Total kitne logon ko loan mil chuka hai?
Ab tak 107,000 se zyada logon ko Rs… 61 billion se zyada ka loan mil chuka hai…
Transport business ke liye kitna loan mila?
1,312 applicants ko Rs… 3…91 billion ka qarz diya gaya hai…
Trading ke liye kitna loan mila?
175 logon ne Rs… 3…94 billion ka loan hasil kiya hai…
Kya yeh program continue rahega?
CM Maryam Nawaz ne kaha hai: “Yeh program kisi surat rukna nahi chahiye…”