Introduction – Eligibility Criteria Apni Zameen Apna Ghar Program 2026
The Apni Zameen Apna Ghar Program 2026 is a major housing initiative launched by the Punjab Government to support poor and homeless citizens. Under this scheme, free 3 marla residential plots are provided to deserving families who do not own any house or land anywhere in Pakistan.
This program is part of Chief Minister Punjab Maryam Nawaz Sharif’s “Housing for All” vision. The scheme is being implemented by the Punjab Housing & Town Planning Agency (PHATA), while HUD & PHED serves as the administrative department.
This is not just a housing scheme—it is a ray of hope for low-income families to build their own homes and start a secure and dignified life.
Key Features of Apni Zameen Apna Ghar Scheme 2026
The main highlights of the scheme are listed below:
- Plot Size: 3 Marla
- Cost: Completely Free
- Total Plots (Phase 1): 2000
- Districts Covered: 19
- Housing Schemes: 23
- Target Beneficiaries: Families with no property ownership in Pakistan
- Loan Facility: Government-funded subsidized construction loan available
Eligible applicants will receive not only a free plot but also access to interest-free construction loans with easy installments.
Apni Zameen Apna Ghar Scheme Eligibility Criteria 2026
To apply for this scheme, applicants must meet the following eligibility requirements:
- Applicant must be a permanent resident of Punjab (as per CNIC).
- Application can only be submitted for the applicant’s own district.
- Applicant, spouse, and children must not own any house or plot anywhere in Pakistan.
- Applicant must have a clean criminal record.
- Applicant must not be a bank defaulter.
- Providing false information will result in application rejection.
Only genuinely homeless and deserving families will qualify for this program.
Plot Allotment Terms & Conditions – Apni Zameen Apna Ghar 2026
PHATA has set strict rules that all beneficiaries must follow:
- Construction must start within 6 months of plot allotment.
- House must be completed within 2 years.
- Plot cannot be sold, transferred, or leased for 5 years.
- Violation of rules may result in cancellation of allotment.
- Plot is for residential use only (commercial use is not allowed).
- PHATA may conduct inspections at any time.
- Disputes will be resolved through the Grievance Redressal Committee (GRC).
Conclusion – Apni Zameen Apna Ghar Scheme 2026
The Apni Zameen Apna Ghar Scheme 2026 is a powerful step toward solving housing problems for the poor in Punjab. If you meet the eligibility criteria, apply online today and take advantage of this life-changing opportunity to own a home.
FAQs – Apni Zameen Apna Ghar Scheme Eligibility Criteria 2026
What is the Apni Zameen Apna Ghar Program 2026?
It is a Punjab Government housing scheme that provides free 3 marla residential plots to poor and homeless families.
Who launched the Apni Zameen Apna Ghar Scheme?
The scheme is part of Chief Minister Punjab Maryam Nawaz Sharif’s Housing for All vision.
Who is implementing this housing program?
The program is implemented by the Punjab Housing & Town Planning Agency (PHATA), with HUD & PHED as the administrative department.
Who is eligible to apply for this scheme?
Only permanent residents of Punjab who do not own any house or plot anywhere in Pakistan are eligible.
Can applicants apply for a scheme outside their district?
No, applicants can only apply for the housing scheme in their own district.
How many plots are available in Phase 1?
A total of 2000 free plots are available in Phase 1 across 19 districts.
Is there any cost to get the 3 marla plot?
No, the 3 marla residential plot is completely free for eligible applicants.
Is a construction loan available under this scheme?
Yes, eligible applicants can get a government-funded, interest-free construction loan with easy installments.
Can the allotted plot be sold or transferred?
No, the plot cannot be sold, transferred, or leased for 5 years after allotment.
What happens if construction is not completed on time?
If construction does not start within 6 months or is not completed within 2 years, PHATA may cancel the allotment.
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