Introduction – Maryam Nawaz Housing Scheme Apni Zameen Apna Ghar Ka Future

Chief Minister Punjab Maryam Nawaz Sharif ne gareeb aur beghar logon ke liye ek historic initiative shuru kiya hai jiska naam hai Apni Zameen Apna Ghar Program. Is scheme ka aim hai ke Punjab ke un logon ko muft 3 marla zameen di jaye jinke paas apna ghar ya plot nahi hai. Yeh project “Housing for All” vision ka hissa hai jo Pakistan mein social welfare aur ghar ki ownership ko promote karega.

Yeh program Punjab Housing & Town Planning Agency (PHATA) ke zariye implement ho raha hai jabke iska administrative control HUD&PHED department ke paas hai. Yeh initiative un logon ke liye ek naya future create karega jo kiraye ke gharon mein rehte hain aur apne ghar ka sapna dekhte hain.

Program Details – Maryam Nawaz Housing Scheme Apni Zameen Apna Ghar Ka Future

Is housing scheme ke under 2000 plots Phase 1 mein allocate kiye ja rahe hain across 19 districts of Punjab.

• Plot Size: 3 Marla
• Cost: Bilkul free, fully government funded
• Total Plots (Phase 1): 2000
• Districts Covered: 19 districts, 23 housing schemes

Iske ilawa scheme mein subsidized housing loans aur construction loans bhi available hain, jisme applicants ko interest-free loan aur easy installment plan milta hai. Iska matlab hai ke plot free hoga aur construction ke liye aapko government se 0 markup loan mil sakta hai.

Eligibility Criteria – Maryam Nawaz Housing Scheme Apni Zameen Apna Ghar Ka Future

Is program ka part ban’ne ke liye kuch rules aur conditions follow karni hoti hain:

1. Applicant ka Punjab ka permanent resident hona zaroori hai (CNIC ke mutabiq).
2. Application sirf apne district ki scheme ke liye hi submit kar sakte hain.
3. Applicant, spouse ya bachay ke paas Pakistan ke kisi bhi hissa mein ghar ya plot nahi hona chahiye.
4. Applicant ka criminal record clean hona chahiye.
5. Applicant kisi bank ka defaulter nahi hona chahiye.
6. Agar applicant galat information provide kare to uski application reject ho jaegi.

Yeh criteria ensure karta hai ke scheme ka faida sirf unhi deserving logon tak pohanche jo asal mein ghar ki zarurat rakhte hain.

Plot Allotment Rules & TORs – Maryam Nawaz Housing Scheme Apni Zameen Apna Ghar Ka Future

Government ne kuch Terms of Reference (TORs) define kiye hain jo har plot holder ko follow karne honge:

• Plot milne ke 6 mah ke andar construction start karni hogi.
• 2 saal ke andar ghar complete karna mandatory hai.
• Plot ko 5 saal tak becha, lease ya transfer nahi kiya ja sakta.
• Plot sirf residential use ke liye hoga, commercial activity mana hai.
• Agar rules violate kiye gaye to PHATA allotment cancel kar sakta hai.
• PHATA kisi bhi waqt inspection kar sakta hai.
• Har dispute ko Grievance Redressal Committee (GRC) solve karegi.

Yeh rules program ki transparency aur purpose-oriented utilization ko ensure karte hain.

How to Apply Online – Maryam Nawaz Housing Scheme Apni Zameen Apna Ghar Ka Future

Step 1 – Visit Official Portal

Sabse pehle aapko official portal visit karna hoga 👉 azag.punjab.gov.pk.

Step 2 – Create Account

• CNIC, full name, email, phone number aur password enter karein.
• “Register” button pe click karein.
• Verification email open karke confirmation link pe click karein.

Step 3 – Bayan Halfi (Declaration Form)

Form me kuch sawalat ka answer dena hoga jese:

• Kya aap Punjab resident hain?
• Kya aap apne current district mein apply kar rahe hain?
• Kya aap ya family ke paas Pakistan mein koi property hai?
• Kya aap kisi bank ke defaulter hain?
• Kya aapka koi criminal record hai?

Step 4 – Submit Documents

• Apni personal information, CNIC copy aur income documents upload karein.
• Application review karke submit karein.
• Status portal pe hi check kar sakte hain.

District-Wise Plot Distribution – Maryam Nawaz Housing Scheme Apni Zameen Apna Ghar Ka Future

Total Plots Phase 1: 2000

Program Benefits – Maryam Nawaz Housing Scheme Apni Zameen Apna Ghar Ka Future

Is program ke multiple faide hain jo directly low-income aur beghar families ko support karte hain:

• Beghar aur kiraye ke gharon mein rehne walay families ko apna ghar milega.
• Low-income log jo ghar afford nahi karte unke liye best chance hai.
• Widows, single mothers aur underprivileged groups ko priority benefit.
• Families ko ek permanent address aur social security milti hai.
• Future me ghar ki value barhne ka moka aur inheritance option create hota hai.

Financing & Loan Options – Maryam Nawaz Housing Scheme Apni Zameen Apna Ghar Ka Future

Is program ka sabse unique feature hai 0 interest loan system. Government ne applicants ke liye special interest-free construction loan introduce kiya hai jo easy installment pe repay ho sakta hai.

• Financing Type: Interest-free loan (0 markup)
• Loan Purpose: Ghar ki construction ke liye
• Repayment: Easy monthly installments
• Eligibility: Sirf plot holders jo scheme ke rules follow karte hain

Ye option un logon ke liye ek affordable housing solution create karta hai jo ghar banana chahte hain lekin unke paas capital nahi hai.

Contact Information & Official Resources – Maryam Nawaz Housing Scheme Apni Zameen Apna Ghar Ka Future

• 📞 Phone: 042-99213419, 042-99213428
• 📧 Email: info@phata.punjab.gov.pk
• 🌐 Portal: azag.punjab.gov.pk
• 📂 Complaints: complaints.punjab.gov.pk
• 📞 Helplines: 0800-09100, 0800-26477

Final Words – Maryam Nawaz Housing Scheme Apni Zameen Apna Ghar Ka Future

Maryam Nawaz Housing Scheme Pakistan ke housing sector ka ek revolutionary step hai jo gareeb logon ke liye dream home ko reality banayega. Agar aap eligible hain to foran official portal par jaake apply karein.

Yeh program na sirf ghar deta hai, balkay ek secure future, dignity aur ownership ka ehsas bhi deta hai.

FAQs – Maryam Nawaz Housing Scheme Apni Zameen Apna Ghar Ka Future

For Brief Detail : Chief Minister Punjab Maryam Nawaz Sharif ne ek zabardast qadam uthaya hai jiska naam hai Apni Zameen Apna Ghar Program.. Is scheme ka maqsad hai Punjab ke gareeb aur beghar logon ko muft 3 marla zameen dena taake wo apna ghar bana saken.. Yeh program “Housing for All” vision ka hissa hai..