APNI ZAMEEN APNA GHAR

Maryam Nawaz Apni Zameen Apna Ghar 3 Marla Plot Scheme

The Apni Zameen Apna Ghar Program 2026 is a major government scheme launched under the leadership of Maryam Nawaz, aimed at providing free residential plots to low-income families across Punjab. Due to rising inflation and the increasing challenge of owning a home, the Punjab Government has introduced a transparent and well-structured 3 Marla Plot Scheme, giving deserving families a chance to secure their own land.

This program is specifically designed for the poorest segments of society — including daily wage workers, widows, labor families, and citizens who are living in rented houses. Through this initiative, thousands of households will be able to apply for a 3 marla plot, get ownership, and eventually construct their homes under official supervision.

The purpose of this detailed guide is to help applicants understand the complete structure of the scheme. AZAG and azag.com have prepared this step-by-step informational guide to ensure that every applicant clearly understands how to apply Apni Zameen Apna Ghar, what documents are required, who is eligible, the last date for the 3 marla plot application, district quotas, and how the government selection process works.

Whether you’re applying for the first time or looking for updated information before the next phase begins, this complete guide will help you through every step of the registration and documentation process.

Latest Updates for Apni Zameen Apna Ghar Program 2026

The Apni Zameen Apna Ghar Program 2026 has received several important updates from the Punjab Government under the leadership of Maryam Nawaz. These updates are crucial for all applicants who want to apply for the 3 marla plot scheme and need accurate, verified, and current information before submitting their application. AZAG and azag.com have compiled the latest news from official sources to help applicants stay fully informed.

1. New Phase Expected to Open Soon

The Punjab Government has announced that the new phase of the 3 Marla Plot Scheme will open very soon. This phase is expected to include more districts and a larger number of plots compared to the previous cycle. Applicants who missed the earlier round will get another chance to register.

2. Online Registration System Improved

The online portal for how to apply Apni Zameen Apna Ghar is being upgraded to make the registration process faster and smoother. Expected improvements include:

• Faster verification
• Simplified form submission
• Easier document upload
• Automated status tracking

3. Increased Plot Quotas for High-Population Districts

High-density districts such as Lahore, Multan, Faisalabad, Sialkot, and Rawalpindi may receive a higher share of plots due to population pressure. This ensures fair distribution under the government scheme.

4. New Eligibility Filters Being Added

To ensure transparency and fairness, new eligibility filters will be applied:

• Only one applicant per family
• Strict checks on land ownership
• Income verification through CNIC-linked databases
• Verification through NADRA & Punjab databases

This will reduce fake or duplicate applications.

5. Last Date for 3 Marla Plot Application

The official last date for 3 marla plot applications will be announced with the launch of the new phase. Applicants are advised to prepare documents in advance so they can apply immediately once the portal opens.

6. Timeline for Balloting and Allotment

The government is planning to:

• Complete registration
• Verify documents
• Conduct computerized balloting
• Distribute ownership letters

— all within a shorter timeline to speed up the project.

7. Priority Categories Will Be Included

Certain applicants will receive priority in the new phase:

• Widows
• Orphans
• Citizens with disabilities
• Families living below poverty line
• Low-income households living in rented homes

8. Construction Support Expected

After allotment of the plot, the government may introduce a construction assistance package for extremely poor families to help them build their homes.

Key Features of the Apni Zameen Apna Ghar Program

So, this whole Apni Zameen Apna Ghar Program 2026 that Maryam Nawaz started… honestly speaking, it’s kind of a big relief for people who’ve been struggling to even think about owning a small house. Let me break down the main features for you in the easiest way possible, the way I understood them myself.

1. Free 3 Marla Plot for Deserving People

The biggest thing here is that the government is actually giving a 3 marla residential plot for free. Yes, free — no hidden charges, no file fees, nothing like that. It’s basically the main highlight of this whole 3 marla plot scheme.

2. No Form Fee or Extra Charges

A lot of schemes usually trick people with some registration fee or “processing charges.” But in this government scheme, they’ve kept it completely clean — no fees at all. You just apply online and that’s it.

3. Proper Computerized Balloting

One thing I personally liked is that the selection is done through computerized balloting. So there’s no “source” or favoritism wala scene. If your name comes up, great. If not, at least you know it was fair.

4. Multiple Districts Included

The program is not limited to just one area. They’ve added many districts in Punjab, and the count may increase too. Bigger districts usually get more plots because, well… the population is bigger there.

5. Priority for Low-Income Families

The whole purpose of this scheme is to help people who really need it. So if someone doesn’t own land, lives on rent, or earns very low income — they basically have a better chance.

6. Very Simple Online Apply Process

You don’t need to run around offices. Everything is online. And if you check AZAG or azag.com, they’ve explained the application steps in a way that even someone using the internet for the first time can follow along.

7. NADRA Verification for Authenticity

Whatever information you enter, NADRA verifies it. So if someone tries to fake details — well, it won’t work. They get rejected quickly.

8. Official Allotment Letter

If you get selected, the government gives you an official allotment letter, with your name and your plot details written clearly It’s not some handwritten chitti — it’s fully legal.

9. House Construction Support for Apni Zameen Apna Ghar 2026

Okay bhai, ab jab aapko 3 Marla Plot mil gaya, to naturally next step hai house construction. Government doesn’t just give you the plot and leave — there’s a program called Apni Chhat Apna Ghar, launched by Maryam Nawaz, to help people build their houses. Basically, it’s like financial support or an interest-free loan that you can apply for after your plot is allotted. This makes it easier for low-income families to actually start construction without waiting for years.

How It Works

1. Once your 3 Marla Plot Apply is approved and you get possession, you can apply for Apni Chhat Apna Ghar Program.
2. The government provides a loan amount that covers basic construction costs.
3. You must use this loan only for house construction — it cannot be used for other expenses.
4. Construction timeline rules still apply: start within 6 months and complete within 2 years.

Tips While Applying for Construction Support

• Keep all documents ready: plot possession proof, CNIC, family details.
• Apply as soon as plot is allotted, don’t wait too long.
• Follow government guidelines while using funds, otherwise support may be withdrawn.

So basically, after getting your 3 Marla Plot, Apni Chhat Apna Ghar Program is your chance to actually build your house with financial support from the government. Maryam Nawaz’s initiative ensures that low-income families can move from just owning a plot to having a proper home.

10. Everything Is Transparent and Government-Controlled

The whole thing is watched by PHATA, Housing Department, and the district offices. So the overall process stays clean and transparent.

Eligibility Criteria for Apni Zameen Apna Ghar Program 2026

Alright, so before you even think about applying for the 3 Marla Plot Scheme, you really need to know if you’re eligible or not. The government has set some pretty strict rules, and honestly, they’re checking everything properly. I’ll explain in simple words, so it’s easy to follow.

1. You Must Be a Permanent Resident of Punjab

First thing, you gotta be a permanent resident of Punjab. Doesn’t matter if you work or study somewhere else, your CNIC and family should be from Punjab. Without this, sorry bro, you can’t apply.

2. You Should Not Own Any House or Plot

This one’s strict. If you or anyone in your family already owns a house or a plot anywhere in Pakistan, then you’re automatically not eligible. They verify this properly through documents, so don’t even try to cheat.

3. Valid CNIC is Mandatory

Your CNIC must be valid and issued from Punjab. Check the expiry date before applying, otherwise the portal will reject you.

4. Family Status Matters

The government checks your family too. Your spouse, kids, or any dependent family member should also not own any property. They really want to give plots only to those who truly don’t have anything.

5. Clean Criminal Record

Yeah, they even check this. If you have a criminal record, it can mess up your application. So basically, no legal issues for you or your close family.

6. No Bank Defaulters

If you or your family have defaulted on any bank loan or financial institution, you can’t apply. This is also verified through bank statements, so make sure everything is clean.

7. Must Belong to a Listed District

Every phase has specific districts for plot allocation. You have to belong to one of the approved districts. If not, your application will get rejected automatically.

8. Authentic Documents Required

Whatever info you give, it must be real. Fake documents or wrong info will immediately disqualify you. Government doesn’t mess around here.

So basically, if you:

• live in Punjab permanently,
• don’t own any property,
• have a valid CNIC,
• have no criminal or bank issues,

…then congratulations, you’re eligible to apply for the Apni Zameen Apna Ghar Program 2026. Remember, gather your documents first and make sure everything is accurate before applying. That way you won’t waste time and you’ll have a better chance at the 3 Marla Plot Apply.

Required Documents for Apni Zameen Apna Ghar Program 2026

Okay, so now you want to apply for the 3 Marla Plot Scheme, right? Before you even start, you gotta make sure you have all the documents ready. Trust me, missing even one thing can make your application rejected. I’m telling you like a friend, so just check everything properly.

Here’s what you need:

1. Valid CNIC

First thing first, your CNIC must be valid and it should be a Punjab-issued CNIC. If it’s expired, renew it, otherwise the portal won’t accept it.

2. Passport-Size Photos

You need 2 to 4 recent photos, with clear background. Nothing fancy, just simple passport size. Make sure your face is clearly visible — don’t try selfies here.

3. Proof of Income

This is kinda important. You gotta show monthly income — payslips or any legal proof of salary. If unemployed, then you can mention that, they have a separate option for unemployed applicants.

4. Family Registration Certificate (FRC)

This is to show your family details. Government wants to confirm who all are dependent on you. NADRA issues it, so make sure it’s correct and updated.

5. Utility Bill

You also need a utility bill to prove your residence. Electricity, gas, or water bill — just something official in your name.

6. Rent Agreement / Proof of Current Property Status

If you live in a rented house, submit rent agreement. If not, then some proof that you don’t own any property. Remember, government is strict about this.

7. Bank Statement

Last 6 months bank statement is required. They check if you are defaulter or not. Simple, just download from your bank online.

8. Marriage Certificate / Spouse CNIC

If you’re married, submit marriage certificate or spouse’s CNIC. This confirms family status and dependents.

9. Affidavit of No Property Ownership

This is very important. Government will ask for an affidavit declaring that you and your family don’t own any land or house in Pakistan. Make sure it’s properly signed and stamped.

So basically, gather all these documents first. Keep them scanned and ready for upload on the portal. Once you have everything ready, applying for the 3 Marla Plot Apply process becomes much smoother.

Step-by-Step Guide to Apply for Apni Zameen Apna Ghar 2026

Okay bhai, now comes the part everyone waits for — how to actually apply. I’ll explain it slowly, step by step, so you won’t get confused. I’ll also include some tips from AZAG / azag.com to make it easier.

Step 1: Visit the Official Portal

First thing, you need a proper internet connection. Open the official Apni Zameen Apna Ghar 2026 portal. If you’re using your phone, I suggest switching to desktop mode so you can see everything properly.

Step 2: Register an Account

If you don’t have an account yet, click on “Register Now”. You’ll need to fill in:

• Your CNIC
• Your full name
• Email address
• Phone number
• A strong password

Make sure all info is 100% correct, because they will verify it.

Step 3: Verify Your Email

After registration, you’ll get a verification email. Open it and click the link to verify your account. Without this, you can’t log in.

Step 4: Login and Acknowledge Instructions

Once you log in, read the instructions carefully. There will be a button like “Acknowledge and Proceed”. Don’t skip this, it’s important.

Step 5: Fill General Information

Now comes the application form. You need to enter general info like:

• Name
• Address
• Gender
• CNIC number
• Email
• Father’s / Husband’s name
• District, Tehsil, Division

Check everything properly before moving to next step.

Step 6: Income & Employment Details

Next page asks about your income:

• Select your occupation
• Enter monthly income range (if unemployed, choose unemployed)
• Property ownership status (must be “no property”)

Step 7: Family Details

Here, you need to enter:

• Number of family members
• Number of dependents
• Combined family income

Again, be honest. Wrong info can get you disqualified.

Step 8: Housing Details

They’ll ask if you live in a rented house, and rent amount in PKR. If you plan to take any interest-free loan, enter the required amount here.

Step 9: Upload Required Documents

Now comes the important part — uploading documents. You should already have scanned copies ready:

• CNIC
• Passport-size photos
• Bank statements
• FRC
• Rent agreement or proof of property-free status
• Marriage certificate / spouse CNIC
• Affidavit of no property ownership

Upload each carefully, one by one.

Step 10: Review & E-Sign

Finally, review everything you’ve filled.
Check all dates, CNIC number, income info, everything. Then do your e-signature and submit the application.

Important Tips

• Don’t wait till the last day to apply; keep an eye on the last date for 3 Marla Plot applications.
• Keep soft and hard copies of all documents with you.
• Check your application status regularly.

Basically, this is how to apply Apni Zameen Apna Ghar properly without any mistakes.
Follow each step carefully and you’ll have a better chance at getting your 3 Marla Plot.

List of Districts & Plot Allocation for Apni Zameen Apna Ghar 2026

Alright, bhai, ab baat karte hain ke kaunse districts me 3 Marla Plot Scheme ke plots allocate ho rahe hain. Honestly, not every district gets the same number of plots — some have more, some less. Ye mainly population aur homeless logon ke numbers pe depend karta hai. So if you’re thinking about 3 Marla Plot Apply, you should first make sure your district is included. Otherwise, your application will get rejected.

Districts & Number of Plots (Phase 1 Example)

Here’s roughly how the first phase looked:

• Jhelum – 730 plots (ADS-IV & ADS-I)
• Kasur – 388 plots (ADS Pattoki)
• Faisalabad – 257 plots (ADS Mamukanjan)
• Lodhran – 218 plots (ADS Lodhran)
• Okara – 130 plots (ADS Renala Khurd II & ADS Okara)
• Layyah – 55 plots (3 Marla Housing Scheme Extension)
• Bhakkar – 52 plots (3 Marla Housing Scheme & ADS-II-Bhakkar)
• Sahiwal – 33 plots (3 Marla Housing Scheme)
• Sargodha – 25 plots (3M Sillan Wali)
• Khushab – 24 plots (3 Marla Housing Scheme Jauharabad)
• Bahawalnagar – 20 plots (ADS Bahawalnagar)
• Mandi Baha-ud-Din – 17 plots (ADS-Mandi Baha-ud-Din)
• Rajanpur – 15 plots (ADS Rajanpur)
• Attock – 11 plots (ADS Hazro)
• Gujrat – 8 plots (3 Marla H.S.)
• Bahawalpur – 7 plots (ADS-I Extension & ADS-I Existing)
• Vehari – 4 plots (3 Marla Vehari)
• Jhang – 4 plots (ADS Jhang)
• Chiniot – 2 plots (ADS Chiniot)

Why Some Districts Have More Plots

Many people think “ye favoritism hai,” but actually, it’s population-based. Jhelum has more plots because more homeless people live there. Same with Kasur and Faisalabad. So it’s not unfair — just the way government tries to reach maximum deserving families.

Tip for Applicants

If your district has fewer plots, don’t worry — just make sure your documents and application are perfect. Also, keep an eye on the last date 3 Marla Plot applications, because missing it means you might have to wait for the next phase. Basically, before applying for the 3 Marla Plot Scheme, check your district eligibility carefully. That’s the first step to avoid wasting time and maximize your chances.

How to Check Application Status for Apni Zameen Apna Ghar 2026

Okay bhai, ab jab aapne 3 Marla Plot Apply complete kar diya, to naturally next step hai apni application ka status check karna. Trust me, ye kaafi important hai. Kai log apply karte hain aur fir wait karte hain, aur phir portal pe status check nahi karte — aur agar government ko extra info chahiye, to unka response miss ho jata hai.

Step 1: Visit the Official Portal

Just go to the official AZAG / azag.com portal. Make sure your internet is working properly. I suggest using desktop mode even on mobile, so everything shows correctly.

Step 2: Login to Your Account

Use the email and password you created during registration. Double-check your login info — mistakes here can lock your account temporarily.

Step 3: Open Your Dashboard

Once you login, look for Dashboard on the left side. This is where all your applications are listed.

Step 4: Check Application Status

You will see something like:

• Pending – Your application is still under review.
• In Progress – Documents are being verified.
• Approved – Congrats, your name has come up for 3 Marla Plot Allotment.
• Rejected – Something went wrong, maybe wrong info or ineligible.

If your status is pending or in progress, just chill and keep checking after a few days.

Step 5: Respond to Any Requests

Sometimes government may ask for extra info or documents. You will see the request on your dashboard.

• Upload the requested documents ASAP.
• Delay can cancel your application.

Tips While Checking Status

• Always check before last date 3 Marla Plot submissions, just to be safe.
• Keep a record of your application ID somewhere — you may need it for helpline calls.
• Don’t panic if status stays pending for some time; verification takes a few days normally.

Basically, checking your application status is easy but you need to do it regularly. It ensures you don’t miss any notifications and your 3 Marla Plot Apply process stays smooth.

Check Your Balloting Result for Apni Zameen Apna Ghar 2026

After applying for your 3 Marla Plot under the Maryam Nawaz Apni Zameen Apna Ghar Program, it’s important to check your balloting result. You can do this easily online by visiting the official link: https://azag.punjab.gov.pk/ballot/result. Just enter your 13-digit CNIC without dashes, submit the form, and you’ll see whether your name has been selected for a free plot. Make sure to save or screenshot the result for future verification. Checking the result regularly ensures you don’t miss any notifications or next steps in your 3 Marla Plot Apply process.

Terms, Conditions & Important Tips for Apni Zameen Apna Ghar 2026

Alright bhai, ab hum baat karenge important rules and tips ke baare me. Ye rules follow karna is very important, warna aapka 3 Marla Plot Apply cancel ho sakta hai.

1. Construction Timeline

Once your application is approved, you must start building your house within 6 months of getting the plot. Don’t delay — government inspects and monitors progress.

2. No Transfer or Sale

Listen carefully — aap plot ko 5 saal ke andar sell, transfer, ya lease nahi kar sakte. Agar koi violation hua, allotment will be canceled immediately.

3. Residential Use Only

Plots are only for residential purposes, not commercial. You or your family must live there. Government can check this randomly, so don’t misuse the plot.

4. Inspections

PHATA or relevant authorities can inspect your plot anytime. House must be completed within 2 years.

5. Authentic Information Only

Any fake info, wrong documents, or misrepresentation will result in immediate disqualification. Always provide original, verified info.

6. Important Tips for Applicants

• Check the last date 3 Marla Plot application carefully. Missing it means waiting for the next phase.
• Keep all documents ready before starting your online application.
• Regularly check your application status for updates or requests.
• If you need help, contact the helpline 0800-09100 or email the team.

Conclusion & Final Advice for Applicants

So bhai, let’s sum it up — the Apni Zameen Apna Ghar Program 2026 is a great chance for low-income families in Punjab to get a 3 Marla Plot Scheme and build their own house.

Key Takeaways

• Make sure you are eligible before applying.
• Gather all documents: CNIC, photos, FRC, bank statements, rent agreement, affidavit, etc.
• Follow the step-by-step application process carefully.
• Keep an eye on your application status and respond to any requests quickly.
• Follow all terms and conditions, especially construction timelines and no transfer rules.

Remember bhai, thousands of families are applying, so being prepared and careful will increase your chances. Don’t wait till last minute; start 3 Marla Plot Apply process now, collect your documents, and follow all instructions.

With this approach, your Apni Zameen Apna Ghar application will be smooth, and hopefully you’ll get your plot without any issues.

🏠 Apni Zameen Apna Ghar (AZAG) Scheme 2026 – FAQs

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